Your company is quite generous with both their benefits and compensation for your position. Although they offer you a complimentary Cupertino life insurance policy, the amount is nominal and not enough to keep your family in the life style that you have provided them.
The standard rule of thumb is if you have dependents, your Cupertino life insurance policy should pay them a benefit equivalent to your salary until they are old enough to provide for themselves. Whether you purchase a term or permanent Cupertino life insurance policy, if something unfortunate happens to you, your family will be financially stable.
